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Personal minimums are the self-imposed limits a pilot sets above the legal regulatory minimums, the buffer between what is legal and what is wise for your specific experience, aircraft, and conditions. The FAA Risk Management Handbook (FAA-H-8083-2) and the Personal Minimums Checklist worksheet (FAA-P-8740-67) provide the template. Build your own, review it before every flight, and never lower it in the cockpit.