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Building a house from scratch is a 9-to-18-month project with hundreds of decisions and ten or more people who need to coordinate. The cleanest way to keep it under control is to break it into the six phases the bank, builder, and inspectors all recognize: planning, design, permits, build, finish, and close. The list below works for a custom build, a semi-custom build with a production builder, or a build-on-your-lot contract.
